Frequently Asked Question

What is a credit report?

A credit report is information about an individual or organization that is relevant to a credit provider or trade lender in determining if that individual or organization is credit worthy.

What can be improved on credit report?

Only disputable, incorrect or inaccurate listings may be disputed, therefore improving your credit file. Please note any and all listings which relate to bankruptcy are not removable. However, apart from bankruptcies, all your defaults, judgments, credit infringements and repayment records can be repaired by a credit repair firm like ourselves, We can also assist you in improving your credit scoring.

What type of listings appear on credit bureau?  

  • - Defaults Judgments
  • - Credit inquiries
  • - Previous directorships e.t.c

How long does it take to update to update credit record?

Paying off your debts is the most important step in reestablishing your credit history. Lenders, including credit card providers, usually update your account information once a month. For that reason, we suggest you allow a minimum of 30 days and up to 45 days for the account information to be reported.

Can ITC clear remove a Judgment/negative listing from my credit report?

Of course YES, otherwise they will stay there for years affecting every aspect of your life, Most judgments stay on a person’s credit report for up to seven years from the date it was filed with the court. The creditor does have the option to refile the judgment after the seven year-limit expires.

 About our services 

We are specialists in: 

- Cancellation of Debt Review with or without a court order 

- Debt Mediation, Negotiation and Settlement

- Rescission of Magistrate Court Judgments 

- Rescission of High Court Judgments 

- Rescission of Administration Orders 

- Removal of trace alert listings

- Removal of default listings 

 Services we specialize in

Credit Repair, National Credit Act, Consumer Protection Act, administration, consumer rights, consumer law, consumer complaints